HelloBooks — The AI Accountant for UK Small Business
The AI accountant for UK small business. MTD-ready books, reconciled by AI. GBP invoicing, UK bank feeds reconciled by AI, MTD-ready VAT, and real-time reporting in one ledger. Free Plan, no credit card.
HelloBooks is AI accounting software for UK small businesses with Making Tax Digital-shaped VAT, Open Banking feeds reconciled by the AI agent, and FRS 102 / UK GAAP-aligned ledgers for limited companies and sole traders. The AI categorizes, reconciles, drafts GBP invoices, and closes the month in hours rather than days.
VAT-registered businesses get MTD-ready quarterly returns, partial-exemption handling, and a digital trail from source document to HMRC submission. Companies House year-end packs — abridged accounts, director’s report, and iXBRL tagging — generate straight from the ledger. CIS deductions, payroll RTI workings, and corporation tax draft computations are first-class, not bolt-ons.
The Free Plan ships all 154 features for up to 3 users with 5,000 AI credits per month, no credit card required. UK founders, contractors, and accounting practices pick HelloBooks over Xero when they want the AI to own the close and the compliance workings — not just present a dashboard of unreconciled balances.
Books that
close themselves.
GBP invoicing, UK bank feeds reconciled by AI, MTD-ready VAT, and real-time reporting in one ledger. Free Plan, no credit card.
- 95%+ auto-match accuracy
- 11,000+ US banks via Plaid
- 48 hrs QuickBooks migration
- SOC 2 Type II
- GBP invoicing
- MTD-ready VAT
- AI-reconciled books
- No credit card
- Free forever plan
- Cancel anytime
- Read-only bank connections
- Free data export
Recognized by
Why HelloBooks
Why choose HelloBooks
Six concrete reasons businesses pick HelloBooks over QuickBooks, Xero, Zoho Books, and Tally — pulled from real differentiators on the platform today, not roadmap promises.
AI that learns your books
The AI Accounting Agent auto-categorizes transactions with 95%+ accuracy, reconciles bank feeds, and suggests journal entries. It is AI-first, not bolted on after the fact like QuickBooks or Tally.
HMRC Making Tax Digital VAT, CIS, and RTI native
Recognised by HMRC for Making Tax Digital (MTD) VAT submission. CIS deductions for construction, RTI PAYE submissions, and reverse-charge VAT all built in — no third-party MTD bridge required.
Payroll via HelloTime
HelloTime, our sibling product in the Meru Fin Tech suite, handles attendance, leave, and payroll on the web, and posts payroll journals straight into HelloBooks so books and pay stay in sync. The HelloTime Attend mobile app for shift workers ships Q3 2026.
Unlimited users, multi-currency on every plan
Every paid plan includes unlimited users and full multi-currency with live exchange rates. Xero locks multi-currency behind Premium tiers; HelloBooks does not.
11,000+ U.S. banks via Plaid with AI matching
Connect any of 11,000+ U.S. banks and credit unions through Plaid for read-only, real-time transaction feeds, then let the AI engine auto-match each line against invoices and bills.
Free Plan with all 154 features, Pro at £7.99/mo
The Free Plan ships every one of the 154 accounting features with up to 3 users and 5,000 AI credits per month — no credit card. Pro is a flat £7.99/month with unlimited users and no per-user fees.