Accounting software for small business that does the books for you

A small business owner is not a bookkeeper. You need invoices that get paid, expenses that capture themselves, books that stay reconciled, and reports your accountant trusts — without spending evenings on data entry or a weekend learning double-entry accounting.

HelloBooks covers the full cycle in one product: AI bookkeeping, invoicing, expense tracking, bank reconciliation, and tax-ready financial statements. The Free Plan is a real product — up to 3 users, unlimited invoices, full reports — not a 14-day trial.

• AI bookkeeping that categorizes and reconciles daily at 95%+ accuracy
• Unlimited invoices and quotes with Stripe and Razorpay payment links
• Expense and receipt capture by OCR — snap a photo, the AI codes it
• Bank connection via Plaid (U.S.) and local rails across 8 countries
• Full P&L, balance sheet, cash flow, and AR/AP aging reports
• Country-specific tax: U.S. sales tax, U.K. VAT (MTD), India GST, Australia BAS, Canada GST/HST

The Free Plan covers most freelancers and early-stage businesses with no credit card and no expiry. As you grow — more transactions, more users, multiple entities — Pro adds 15,000 AI credits a month, unlimited users, multi-entity consolidation, multi-currency with auto FX, and API access.

Your ledger, history, and integrations carry over unchanged when you upgrade. Nothing is rebuilt; the AI just gets more room to run.

Whether you are price-sensitive, cloud-first, just incorporated, or running a practice, there is a focused page below that goes deeper on your use case. Each one runs on the same AI-first ledger.