Multi-currency invoicing — every plan
Bill in any of 100+ currencies. Live mid-market exchange rates auto-fetched at invoice creation. No premium-plan upsell — Xero locks this behind their $90/mo Premium tier; we ship it on the free trial.
Global
Multi-currency accounting software for international small business
One set of books across USD, INR, GBP, AUD, CAD and 100+ more currencies. AI-powered bookkeeping, foreign-exchange handling baked in, country-aware tax for the 5 markets we cover. No enterprise pricing tax.
USDINRGBPAUDCADEURSGDAED+ 100 more
The problem with single-country accounting software
Most small business accounting software was built for one country, one currency, one tax regime. That works fine when your customers, contractors, and bank accounts all live in the same place. It breaks the moment you bill a UK agency in GBP, pay an Indian contractor in INR, and reconcile both back to your US holding company in USD.
The usual workarounds are ugly: spreadsheet patches with manual FX conversions every month-end; one ledger per country with three QuickBooks subscriptions and no consolidated view; or NetSuite at $999+/month with a multi-month implementation and four-figure consultant invoices.
HelloBooks is the middle path. One subscription, one login, multi-currency invoicing and billing native to every plan, country-aware tax for the 5 markets we cover, and AI-powered categorization that learns your foreign-currency patterns instead of forcing you to tag every FX line manually.
What HelloBooks does globally
Foreign-exchange gain/loss — automatic
Settlement-date FX vs invoice-date FX is automatically posted to your FX Gain/Loss account. No manual journals. End-of-period reports separate realised from unrealised FX per currency.
Country-aware tax — 5 markets
US sales tax (state nexus), India GST + e-invoice, UK VAT MTD, Australia GST + BAS, Canada GST/HST/QST. Mixed-country invoice batches get the right rules per row.
One login, multiple entities
US LLC + Indian Pvt Ltd? One HelloBooks account, two entities, separate books, separate tax compliance. We handle multi-entity *operations* without forcing two logins.
Who this is for
India-weighted
Exporters with foreign customers
Indian SME exporting to US / EU buyers. Raise USD invoices, receive USD wires, convert via AD-Cat-I bank, track GST-LUT and FIRC. HelloBooks handles multi-currency invoicing, the export tax exemption flag, and FIRC reconciliation in one flow.
US / UK ICP
SaaS startups with international customers
Delaware C-Corp with Stripe, an EOR for international contractors, and revenue from 40+ countries. Multi-currency revenue recognition, FX-adjusted MRR reporting, contractor payments in INR / EUR / USD — one place.
US / UK / AU spread
Digital agencies and remote teams
Team across 4 time zones, clients in 3 currencies. Project-level multi-currency, contractor payment workflows, team time-tracking via the HelloTime suite integration.
What HelloBooks doesn't do
If any of these are dealbreakers, NetSuite is honestly the right answer — we'd rather lose the sale than oversell.
Single consolidated ledger across multiple legal entities — if you need IFRS / US-GAAP consolidation with intercompany eliminations across 5+ entities, you need NetSuite, Sage Intacct, or BlackLine.
Transfer-pricing documentation or BEPS country-by-country reporting — those live in specialised tools.
Country-specific statutory filing outside our 5 supported markets (US / IN / UK / AU / CA) — for Germany, Brazil, Japan, etc., use HelloBooks for books and a local tax tool for filing.
Country support matrix
Multi-currency invoicing works for billing customers anywhere. Statutory tax filing lives in our 5 country hubs.
| Capability | US | IN | UK | AU | CA |
|---|---|---|---|---|---|
| Localised pricing | USD | INR | GBP | AUD | CAD |
| Statutory tax filing | Sales tax | GST + e-invoice | VAT MTD | GST + BAS | GST/HST/QST |
| Bank connections | Plaid (11K) | Sandbox + Razorpay | TrueLayer | Basiq | Plaid CA |
| Payroll | WIP (Gusto) | ✅ | — | — | — |
| Migration tools | QBO/Xero/Wave | Tally | Xero | Xero/MYOB | QBO CA |
| Multi-currency invoicing | ✅ | ✅ | ✅ | ✅ | ✅ |
| FX gain/loss | ✅ | ✅ | ✅ | ✅ | ✅ |
How HelloBooks compares
~80% of NetSuite's day-to-day functionality at ~1% of the cost. Multi-currency on every plan, not gated behind a premium tier.
| Feature | HelloBooks | Xero Premium | QBO Advanced | NetSuite | Wave |
|---|---|---|---|---|---|
| Multi-currency on cheapest plan | ✅ | ❌ Premium only ($90/mo) | ❌ Advanced only ($200/mo) | ✅ ($999+/mo) | ❌ |
| Starting price (USD) | $9.99 Pro | $20 Early (limited) | $35 Simple Start | $999+ | Free |
| FX gain/loss automation | ✅ | ✅ | ✅ | ✅ | ❌ |
| Multi-entity operations | ✅ | 🟡 | 🟡 | ✅ | ❌ |
| Multi-entity consolidation | ❌ | ❌ | ❌ | ✅ | ❌ |
| AI categorization | ✅ | 🟡 | 🟡 | 🟡 Add-on | ❌ |
| Time to live | < 1 day | < 1 day | < 1 day | 2–6 months | < 1 day |
Frequently asked questions
What is global accounting software?
Global accounting software handles multiple currencies, country-specific tax rules, and businesses operating across borders. Unlike single-country tools (e.g., QuickBooks US-only), it supports multi-currency invoicing, automatic foreign-exchange gain/loss accounting, and country-aware tax frameworks. HelloBooks ships multi-currency on every plan and supports tax compliance for 5 countries (US, India, UK, Australia, Canada).
Is Xero global accounting software?
Yes, Xero supports multi-currency and operates in 180+ countries, but multi-currency is gated to its Premium plan (~$90/month). HelloBooks includes multi-currency on every plan and offers comparable feature depth at lower cost.
Can QuickBooks handle multiple currencies?
QuickBooks Online supports multi-currency, but only on its Advanced tier (~$200/month in the US). Lower tiers are single-currency only. HelloBooks ships multi-currency invoicing, billing, and FX gain/loss accounting on every plan starting at $9.99/month — including the free 30-day trial.
What's the best accounting software for international business?
For enterprise multi-entity consolidation: NetSuite or Sage Intacct ($999+/month). For small businesses with international customers, contractors, or subsidiaries: HelloBooks, Xero Premium, or QBO Advanced. HelloBooks is the cheapest of the three and the only one with multi-currency on every plan rather than gated behind a premium tier.
Does Wave support multi-currency?
Wave doesn't support multi-currency invoicing — it's single-currency by design and US / Canada-focused. If you bill international customers or pay international contractors and want a free / low-cost option, HelloBooks is the closest free-trial-plus-affordable equivalent that handles multi-currency natively.
How do I account for foreign-exchange gains and losses?
Record the invoice at the invoice-date exchange rate, the settlement at the settlement-date rate, and post the difference to a Foreign Exchange Gain/Loss account. HelloBooks does this automatically — you don't need to track rates or post journal entries manually. End-of-period reports separate realised FX (settled) from unrealised FX (open invoices revalued at period close).
Can one accounting system work across multiple countries?
Yes, for operations (invoicing, billing, bookkeeping) — one system can handle many countries via multi-currency and per-country tax frameworks. For statutory filing in countries requiring localised submission formats (e.g., e-invoice in India, MTD in UK), you need a system that ships those modules. HelloBooks supports filing for 5 countries; for others, use HelloBooks for books and a local tax tool for filing.
What's the difference between domestic and international accounting software?
Domestic accounting software handles one country, one currency, and one tax regime. International accounting software handles multi-currency invoicing, foreign-exchange gain/loss, and tax frameworks for multiple countries. The line is fuzzy — most modern cloud accounting tools offer some multi-currency support, but only some include it on every plan rather than as a premium upsell.
Do I need separate accounting software for each country I operate in?
No, if your tool supports multi-currency and the tax frameworks for each country you operate in. One system per country is the old way — most SMBs operating in 2-5 countries today use one multi-currency tool plus a local tax filer where needed. HelloBooks is built for this pattern.
How do I file taxes in multiple countries with one accounting system?
File in each country separately using that country's required format. HelloBooks generates the filing-ready outputs for 5 countries (US sales tax returns, India GSTR-1/3B, UK VAT MTD, Australia BAS, Canada GST/HST). For other countries, export the relevant period data and use a local tax tool. Your accounting books stay unified; filing stays per-country.
One ledger. Every currency. Five tax jurisdictions covered.
Start free for 30 days. Multi-currency invoicing on every plan from day one. If you outgrow it into true multi-entity consolidation, we'll honestly tell you to call NetSuite.