ADCB bank reconciliation for Abu Dhabi businesses, matched by AI

You ask in plain English, the AI does the bookkeeping work, and you or your accountant approve the result.

• You ask: “Upload the ADCB statements for all three accounts and tell me if the transfers between them balance.”
• The AI agent: The agent imports each statement into its own bank account in HelloBooks, matches receipts and payments, and pairs each outgoing transfer with the matching incoming line on the other account, flagging any that do not pair.
• You review: You check the unpaired transfers, approve proposed entries for charges, and confirm each closing balance before the period is locked.

Download statements from ADCB business online banking in the format offered, whether PDF, CSV or Excel, and upload them to the matching account in HelloBooks. There is no live ADCB feed. Uploading weekly keeps the AI's suggestions fresh and makes month-end shorter.

Inter-account transfers are where manual reconciliations usually go wrong: an amount leaves the current account on the 28th and arrives in the payroll account on the 29th. HelloBooks pairs them across dates and posts both sides to a clearing account, so nothing is double counted.

Salary payments posted from your payroll journal are matched in total or line by line. Government fees, such as visa and licence charges paid online, are recognised by payee and suggested to the right expense account.

• Cross-account transfer pairing with a date window
• Payroll totals matched to the posted salary journal
• Recurring fees learnt after the first approval

A dental clinic on Al Reem Island banks with ADCB. In September its main account shows AED 486,000 of patient and insurer receipts, AED 210,000 of supplier payments and a AED 165,000 transfer to the payroll account. HelloBooks matches insurer remittances to open invoices, pairs the payroll transfer, and leaves four card refunds for the practice manager to confirm.

Healthcare, motor and facilities businesses in the capital often receive one large transfer covering dozens of claims, with short payments on some of them. Attach the payer's remittance advice to the receipt in HelloBooks, and the agent suggests how to apply the payment across the invoices it lists, for you to confirm.

Short-paid amounts stay open on the customer account with a note, so your team can decide whether to appeal, write off or rebill. Nothing disappears into a suspense account that someone has to untangle at year end.