Accounts receivable ageing report UAE owners can read in ten seconds

You ask in plain English, the AI does the bookkeeping work, and you or your accountant approve the result.

• You ask: “Who is overdue by more than 60 days, and how does that compare with last month?”
• The AI agent: The agent reads the ageing, lists customers with balances over 60 days, shows the change since the same day last month, and notes any customer whose payment pattern has slowed.
• You review: You decide what to do with each account: chase, agree a plan, stop supply or discuss a provision with your accountant.

Each row is a customer and each column an age band. The total at the bottom tells you how much cash is tied up. The shape matters as much as the total: a business with most of its receivables in "current" is healthy even if the total is large, while a growing over-90 column is an early warning.

Click any figure to see the invoices behind it, with the reminders already sent and any notes from your team.

The AI agent answers from the same live data, so you do not have to build a filter for each question.

• "Who owes me the most right now?"
• "Which customers paid late three months running?"
• "How much is due to come in before salaries on the 28th?"
• "What is our average days to get paid this quarter?"
• "Show retentions held by contractors separately."

A joinery workshop in Al Quoz has AED 512,000 owed by 31 customers. The ageing shows AED 290,000 current, AED 98,000 in 1-30 days, AED 61,000 in 31-60, AED 25,000 in 61-90 and AED 38,000 over 90. The agent points out that one fit-out contractor accounts for AED 33,000 of the over-90 balance and has paid each of its last four invoices later than the one before. The owner puts new orders for that contractor on advance payment.

Sales staff can see the ageing for their own customers without seeing the rest of the books, through role-based access. If you need the report in a particular layout for a bank facility review, our team can build it; reach us at hello@hellobooks.ai.