White-label accounting software for banks UAE-wide and the fintechs serving SMEs

A small business banking customer, say a Dubai events company with AED 1.2 million in annual sales, gets a branded accounting space where it raises tax invoices, records bills and sees a profit and loss statement. The AI agent reads receipts in Arabic or English, drafts invoices and matches statement lines, and answers questions like “what is my VAT payable this quarter?”.

For a fintech serving freelancers and micro-businesses, the same product can be positioned as a simple bookkeeping add-on to a card or account. The brand on the screen is yours, and HelloBooks stays in the background.

HelloBooks does not offer live feeds from UAE banks today. Statements reach the ledger as PDF, CSV or Excel uploads, which the AI then matches. An institution that wants transactions to flow automatically would need an integration built on the HelloBooks API, which is available on the Business plan. Scope, data handling and timing for that kind of project are agreed with you case by case, and nothing should be promised to customers before it is built and tested.

Your compliance, risk and information security teams will rightly want detail on hosting, access controls and data processing. Ask for it early in the conversation so it can run alongside commercial discussions rather than after them.

Banks generally do not want to become bookkeepers. Customers can use the software themselves, and those who need help can invite their own accountant. Some institutions pair the product with a panel of partner accounting firms. HelloBooks prepares VAT 201 figures and corporate tax computations from the ledger, but filing on EmaraTax is always done by the business or its tax agent.

To discuss an embedded or co-developed set-up, book a call at /book-a-demo or email hello@hellobooks.ai. Branding, custom reports and API integration requests are scoped individually.

One flat license covers your brand, unlimited staff and the firm console. Your clients stay on published HelloBooks plans, and your firm gets 20% off each one. Founding firms go live first on a firm subdomain; your own domain and email from your domain follow at full launch.