Form 8889 Changes for 2025: HSAs and Telehealth | HelloBooks Form 8889 for 2025: telehealth coverage no longer breaks HSA eligibility, plus the $4,300 and $8,550 contribution limits and the 2026 amounts.
A client with free or low-cost telehealth alongside a high deductible plan used to risk HSA eligibility. The new law changed that for plan years beginning after 2024.
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HSA limit, self-only / family, 2025
$4,300 / $8,550
Applies: Plan years beginning after 2024From IRS.gov · checked October 10, 2026
The 2025 instructions list two items from the July 4, 2025 law. An HSA-eligible individual may have telehealth and other remote care coverage in addition to the high deductible plan, and a plan does not stop being an HDHP because it has no deductible for telehealth and remote care.
For 2025 the limits are $4,300 for self-only coverage and $8,550 for family coverage, plus $1,000 for a client aged 55 or over. For 2026 they rise to $4,400 and $8,750.
The plain-English summary for business owners
Form 8962 · tax year 2025
Form W-2 · 2026 wages
Form 1040 · tax year 2025
General information for tax professionals, not advice on a specific return. Figures are from IRS.gov on the date shown; check the current IRS instructions before filing.
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