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Comparison · Last updated 2026-07-28

HelloBooks vs Swipe: A cloud ledger that replaces Tally vs a billing app that feeds it

Swipe is a fast, well-built Indian billing and invoicing app from Nextspeed Technologies. It is not a general ledger — there is no chart of accounts, no journal entry and no trial balance. Its own integrations page says Swipe pushes invoices, payments and journal entries into Tally, which means Tally is the accounting back end.

Pricing is genuinely competitive: a real Free Forever tier, PRO at ₹2,542/year and JET at ₹3,559/year on a three-year commitment. E-way bills need JET; manufacturing, multi-warehouse and the Tally integration need the custom-priced Advanced plan.

HelloBooks is the ledger itself — chart of accounts, journals, trial balance, statutory reports — with GSTR-1, 3B and 9 filed through a named GSP, e-invoicing and e-way bills, inventory and a Tally connector that keeps every voucher number. Free to start, ₹499/month on Pro.

Researched & written by the HelloBooks editorial team. Checked against Swipe's public pricing and docs on 2026-07-28 · how we compare.

Scorecard: how they stack up

An at-a-glance rating on the criteria that decide an accounting-software purchase. Ratings reflect verifiable facts — not an invented score. See how we compare.

HelloBooks rates strong on 8 of 9 buyer criteria

HelloBooks vs Swipe — criteria scorecard
CriterionHelloBooksSwipe
Entry price & free tierStrongStrong
Double-entry general ledgerStrongNot offered
GST return filing via a GSPStrongNot offered
E-invoicing & e-way billsStrongPartial
Statutory reporting depthStrongLimited
Speed of invoicing / UXPartialStrong
Mobile experienceStrongStrong
Inventory & operationsStrongPartial
Developer APIStrongStrong

Side-by-side feature comparison

Where a value is shown as “—”, the feature was not verified at review time. See Swipe's site for the latest specifics. No paid placements — how we compare.

HelloBooks vs Swipe— feature-by-feature comparison
FeatureHelloBooksSwipe
What the product actually isA full double-entry general ledger with GST filing, AP, AR, banking, inventory and reporting in one systemA billing and invoicing app. No chart of accounts, journal entry or trial balance documented — Tally is the accounting back end
Do you still need Tally?No. Import keeps every voucher number, and the connector keeps pushing to Tally only if your CA wants itEffectively yes. Swipe's own integrations page says it pushes invoices, payments and journal entries directly into Tally
PricingFree forever (uncapped by turnover in India); Pro ₹499/mo or ₹4,999/yr; Business ₹1,999/mo or ₹19,999/yrFree Forever (1 user, watermarked); PRO ₹2,542/yr; JET ₹3,559/yr — both on a 3-year commitment; E-Invoicing and Advanced on custom pricing
Free plan qualityUnlimited invoices, bills, quotes and POs, AP/AR aging, P&L, balance sheet, cash flow, mobile app, 2 users, 2,500 AI credits/month, no watermarkUnlimited invoices, items and customers, basic inventory and reports, 10 AI document scans — but a watermark on bills, no online payments, no GST reports and no support
Users2 on Free; unlimited with roles and permissions on Pro and Business1 on Free (admin only), 2 on PRO and JET
GST return filingGSTR-1, 3B and 9 filed through Fynamics, a named GSTN-authorized GSP, with GSTR-2B and IMS reconciliation and ITC matchingReports only. Swipe's own community post states the data displayed is "for reference" and that GSTR-3B is calculated on the GST portal. GST Filings appear as a custom add-on on Advanced
E-invoicing (IRN & QR)Yes — through the IRP, included from Pro at ₹499/moYes — on the separate E-Invoicing plan, above JET
E-way billsYes — through the NIC portal, included from ProYes — unlimited from JET (₹3,559/yr) upward, on web, Android and iOS
Statutory reportingP&L, balance sheet, cash flow, aged AR/AP, general ledger, trial balance, financial ratios with benchmarks, AI analysis on every report40+ reports including P&L, but no balance sheet or trial balance documented — those live in Tally
AI capabilityAI categorization at 95%+ accuracy, OCR line extraction, Munimji assistant with 60+ tools, WhatsApp bookkeeping with voice notes, AI payables, AI calling for AR, CFO agentSwipe AI document scanning is shipped and credit-metered (10 scans on Free, 100 on PRO). Since April 2026 you can also connect Swipe to Claude, ChatGPT and Gemini for insights and invoice creation
Inventory & operationsItem master, BOM, FIFO/LIFO/weighted-average valuation, GRN, multi-warehouse, POS, restaurant and manufacturing — included from ProBasic inventory on Free; batch, expiry, serial/IMEI tracking and web POS on JET; multi-warehouse and manufacturing (BOM) only on custom-priced Advanced
Three-way matchingPO / GRN / bill comparison with quantity and amount discrepancy flags, included with ProNot published — outside the scope of a billing app
Mobile appFull iOS and Android apps on every plan, including FreeA real strength — 4.7 stars from 14,100 Play Store reviews and over a million downloads, updated May 2026
Public APIAPI access from Pro at ₹499/mo, BI connector, plus a public read-only MCP serverYes, and it is well documented — self-serve API key, Bearer auth, HMAC-signed webhooks, playground at developers.getswipe.in
Getting your data outCSV and Excel import/export throughout, plus a migration path with dry-run preview and one-click rollbackGood in practice — the Tally push is itself an exit route, plus Excel bulk download and 40+ downloadable reports. A documented full-account backup is not published
Independent ratingsNewer product with a smaller review base — judge us on the free plan rather than review volumePlay Store 4.7/5 (14,100); Techjockey 4.7/5 (55); Capterra 4.5/5 (8)

When to choose HelloBooks

  • You want to stop paying for a Tally licence — Swipe assumes Tally underneath it, HelloBooks replaces it.
  • You need a balance sheet and trial balance from the same system that raises your invoices.
  • You want GSTR-1, 3B and 9 actually filed through a named GSTN-authorized GSP, not prepared for reference.
  • You need e-way bills and e-invoicing without stepping up to JET and then to a separate E-Invoicing plan.
  • You carry stock across warehouses or manufacture — that requires custom-priced Advanced on Swipe.
  • Your team is growing past two people; Pro and Business have unlimited users at no extra cost.

When to choose Swipe

  • Raising invoices fast is the entire job and your CA already keeps the books in Tally.
  • You want a genuinely excellent mobile app — 4.7 stars from 14,100 reviews is a real signal.
  • You want a free tier for a one-person business and can live with a watermark on bills.
  • You need a clean, self-serve public API with webhooks and a playground for a custom integration.
  • You already run Shopify, Razorpay, Shiprocket or Axis connected banking and want them wired into billing.
  • You want a product shipping visibly — Swipe publishes a public changelog with entries through June 2026.

Frequently asked questions

Is Swipe accounting software?

Not in the general-ledger sense. Swipe is a billing and invoicing app — there is no chart of accounts, journal entry or trial balance documented anywhere on its site. The clearest evidence is Swipe's own integrations page, which says Swipe pushes invoices, payments and journal entries directly into Tally. That makes Tally the accounting back end and Swipe the front end. For many small Indian businesses that split works fine; it just means you are running two products.

How much does Swipe cost in 2026?

Checked against getswipe.in/pricing on 28 July 2026: Free Forever for one user with a watermark on bills; PRO at ₹2,542/year; JET at ₹3,559/year. Both paid figures are the three-year commitment rate — the pricing page shows a higher one-year monthly equivalent (₹329 and ₹473) alongside them. E-Invoicing and Advanced are not separately priced on the page. Note that Capterra still lists a "RISE + E-Invoice ₹7,499" plan that no longer exists on the vendor site.

What does HelloBooks cost in India?

Free forever with 2,500 AI credits a month, up to two users, and no turnover cap in India. Pro is ₹499/month or ₹4,999/year against a list price of ₹999, with unlimited users, multi-entity, GST filing and e-invoicing, Tally sync, API access, inventory, three-way matching and multi-currency. Business is ₹1,999/month or ₹19,999/year.

Does Swipe file GST returns?

No. Swipe's own community post explaining its GSTR-3B reports states plainly that the data displayed in Swipe is for reference, and that GSTR-3B is calculated on the GST portal from your GSTR-1 and GSTR-2B. Filing happens on the government portal. "GST Filings" appears only as a custom add-on on the Advanced plan, with scope unpublished. HelloBooks files GSTR-1, 3B and 9 through Fynamics, a GSTN-authorized GSP.

Does Swipe do e-way bills and e-invoicing?

Yes, both, but with tier gates. Unlimited e-way bills start at JET (₹3,559/year) on web, Android and iOS, and instant IRN generation sits on a separate E-Invoicing plan above JET. In HelloBooks both are included from Pro at ₹499/month, which works out at ₹5,988 a year including the entire ledger.

Can HelloBooks push to Tally like Swipe does?

Yes — and it also replaces Tally if you want it to. The Tally 6.2 connector does a one-time import that keeps every voucher number, then keeps pushing to Tally on an ongoing basis. So you can move the day-to-day books to the cloud without forcing your CA off Tally, which is usually the real blocker in an Indian migration. Swipe's Tally integration sits on the custom-priced Advanced plan; the reverse Tally-to-Swipe import is beta and new subscriptions only.

Which has better AI?

Different scope. Swipe ships credit-metered AI document scanning and, since April 2026, connectors that let Claude, ChatGPT and Gemini query your Swipe data and create invoices — genuinely useful. HelloBooks ships AI auto-categorization at 95%+ accuracy, OCR with line extraction, Munimji (a conversational assistant with 60+ tools), bookkeeping over WhatsApp in Hindi, English and Hinglish with voice notes, AI payables, AI calling for overdue receivables and a CFO agent, plus a public read-only MCP server. The difference is that HelloBooks AI operates on a full ledger, so it can reconcile and close, not just capture.

What do Swipe users complain about?

The dominant themes in 2026 Play Store reviews are support responsiveness — support is chat-only in the app — and invoice formatting breaking when there are many line items. A one-star Capterra review reports significant renewal cost increases and alleges features were removed after purchase then charged separately. Techjockey reviewers mention frequent updates causing confusion. Against that, 4.7 stars from 14,100 reviews is a strong overall signal.

Does Swipe do manufacturing or multi-warehouse?

Only on the custom-priced Advanced plan, alongside multiple businesses, branches, exports and SEZ handling. HelloBooks includes multi-warehouse, bill of materials, work orders, MRP and job costing from Pro at ₹499/month, with every stock movement posting to valuation and the general ledger in the same transaction.

Can I migrate from Swipe to HelloBooks?

Yes, and Swipe makes this easier than most. You can export via Excel bulk download and its 40+ reports, and if you have been pushing to Tally, the Tally file is itself a complete source — which HelloBooks imports while keeping every voucher number. The chart-of-accounts import uses AI to read your existing structure, retain account numbers and map intelligently. The flow at /migrate includes a dry-run preview and one-click rollback.

Is Swipe a stable company?

Reasonably. Nextspeed Technologies raised a $2M seed in February 2022 backed by Y Combinator, Global Founders Capital and Soma Capital, with angels including Kunal Shah. FY2025 revenue was ₹5.75 crore, up 86% year on year. No round has been announced since 2022. Its own traction claims are inconsistent across its own pages — 25 lakh businesses on the Play Store listing, 15 lakh on Capterra, 20 lakh in the API docs — so treat any single figure with caution.

Will my accountant work in HelloBooks?

Yes. It is conventional double-entry with a familiar chart of accounts, journals, general ledger and standard reports. Free supports two users; Pro and Business have unlimited users with roles and permissions so your CA gets a separate login. Firms can join the free Partner Program for a practice dashboard, bulk AI operations across clients and a directory listing at /find-an-accountant.

Is HelloBooks secure?

HelloBooks is SOC 2 Type II certified, with the report available under NDA through the Trust Center; ISO 27001 is on the compliance roadmap and we do not claim it as certified. Data is AES-256 encrypted at rest and TLS 1.2+ in transit, MFA is available, hosting is AWS with 99.9% uptime and daily encrypted backups. India DPDP is covered and the WhatsApp agent runs with India data residency.

What is Swipe genuinely better at?

Speed and polish at the point of billing, and mobile. A 4.7-star app with over a million downloads is not an accident, and its public API with self-serve keys, HMAC-signed webhooks and a playground is cleaner than most Indian accounting products offer. If your problem is "raising invoices is slow" rather than "our books are a mess", Swipe solves the narrower problem very well.

Migrating from Swipe?

HelloBooks supports CSV import for chart of accounts, customers, vendors, items, invoices, and bills. For QuickBooks Online, we offer a built-in two-way sync. For other platforms, our migration team can assist with a structured cutover.

Start freeTalk to migration teamView pricing

Related reading

India GST returns

GSTR-1/3B/9 filed via Fynamics, a GSTN-authorized GSP.

Tally integration

Import keeping every voucher number, plus ongoing push to Tally 6.2.

Smart invoicing

Unlimited invoices on every plan, including Free.

E-way bill software

E-way bills through the NIC portal, included from Pro.

Advanced reporting

Balance sheet, P&L, cash flow and general ledger with AI analysis.

HelloBooks pricing

Free forever, Pro ₹499/month, Business ₹1,999/month in India.

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