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Sending a compliant invoice, getting paid, and having the result land in books someone can file from. In Quebec the deciding constraint is usually gst+qst · 0.14975% combined, administered by Canada Revenue Agency (CRA) — so that is what every product below is judged against first.
Showing Quebec, Canada — CAD, GST/HST, YYYY-MM-DD.
Search, sort, and filter the matrix. Every value is a word, not a tick — so nothing depends on colour to be understood.
Showing 9 of 9 criteria.
| Criterion | Built for this market | Available here | Available here | Available here |
|---|---|---|---|---|
| Local tax return from the ledgerWhether the periodic indirect-tax return is built from posted transactions, or has to be assembled somewhere else. | GST/HST return from the ledger — Fully supported | Manual tax rates only — Limited | Manual tax rates only — Limited | GST/HST reports — Supported with a caveat |
| Multi-currencyForeign-currency invoicing and revaluation, and which tier it starts at. | Included — Fully supported | Limited — Limited | Supported — Supported with a caveat | On higher plans — Supported with a caveat |
| Mobile appWhat you can actually finish on a phone, not just view. | iOS and Android — Fully supported | Invoicing and receipts — Supported with a caveat | iOS and Android — Fully supported | iOS and Android — Fully supported |
| InventoryStock tracking depth, and whether it costs extra. | Included — Fully supported | Not available — Not supported | Not available — Not supported | Separate Zoho Inventory for depth — Supported with a caveat |
| Pricing modelHow the bill scales — per user, per company, per module, or per transaction volume. | Per organisation — Fully supported | Free tier available — Fully supported | Tiered by client count, paid extra users — Limited | Per organisation, extra users charged — Limited |
| Accountant accessWhether your advisor gets a login, and whether that login costs a seat. | Free, unlimited — Fully supported | Invite a collaborator — Supported with a caveat | Accountant seat included — Supported with a caveat | Free accountant seat on most plans — Supported with a caveat |
| Multiple entitiesWhether a second legal entity fits in the same subscription or needs a second one. | Included — Fully supported | Multiple businesses per login — Supported with a caveat | One business per subscription — Not supported | One organisation per subscription — Limited |
| Integrations and APIMarketplace breadth and whether there is an open API. | Open REST API + webhooks — Fully supported | Limited — Limited | Moderate marketplace — Supported with a caveat | Zoho suite plus open API — Fully supported |
| Local supportSupport in local hours, in local languages, by people who know the local rules. | ET business hours — Fully supported | Email and chat — Limited | Phone support — Fully supported | ET business hours — Supported with a caveat |
Local tax return from the ledger
Whether the periodic indirect-tax return is built from posted transactions, or has to be assembled somewhere else.
Multi-currency
Foreign-currency invoicing and revaluation, and which tier it starts at.
Mobile app
What you can actually finish on a phone, not just view.
Inventory
Stock tracking depth, and whether it costs extra.
Pricing model
How the bill scales — per user, per company, per module, or per transaction volume.
Accountant access
Whether your advisor gets a login, and whether that login costs a seat.
Multiple entities
Whether a second legal entity fits in the same subscription or needs a second one.
Integrations and API
Marketplace breadth and whether there is an open API.
Local support
Support in local hours, in local languages, by people who know the local rules.
Criteria are scoped to Canada: rows that would be meaningless here are not shown rather than being padded with "not applicable". Where we have not verified a capability for this market, the cell says "Not documented" rather than claiming a gap.
CAD billing with place-of-supply tax and QST handled natively.
Canadian-founded; GST/HST rates are supported but entered manually.
Canadian-founded, widely used by Canadian service businesses.
Canada edition with GST/HST support.
Same in Quebec as everywhere else in Canada — pricing is national, not regional.
Prices are in CAD and exclude GST/HST/QST, which is applied at your place of supply. Per organisation with unlimited users. Verified .
We describe the pricing model rather than reprinting prices. A copied price goes stale without warning; a pricing model does not.
Wave
Free tier plus a paid tier; revenue comes mainly from payment processing.
Current Wave pricing (opens on the vendor’s own site) ↗ · model checked
FreshBooks
Tiered by billable-client count, with paid extra team members.
Current FreshBooks pricing (opens on the vendor’s own site) ↗ · model checked
Zoho Books
Per organisation, tiered, with paid extra users above a per-plan allowance.
Current Zoho Books pricing (opens on the vendor’s own site) ↗ · model checked
Each page below goes deeper on one product, written for Quebec.
HelloBooks vs Wave
Free invoicing versus invoicing that keeps the books straight.
Compare for Quebec →
HelloBooks vs FreshBooks
FreshBooks invoicing with Canadian tax handled properly.
Compare for Quebec →
HelloBooks vs Zoho Books
Invoicing inside a wider suite versus inside a Canadian-aware ledger.
Compare for Quebec →
| Requirement | What it demands | HelloBooks |
|---|---|---|
| Place-of-supply rulesLegal requirement · CRA ↗ | The applicable tax follows the place of supply, not the seller location, so a national seller applies different rates per customer province. | Covered |
| Small supplier thresholdLegal requirement · CRA ↗ | Registration becomes mandatory once worldwide taxable supplies exceed the small-supplier threshold over four consecutive calendar quarters. | Covered |
| QST registration for QuebecLegal requirement · Revenu Québec ↗ | Supplying into Quebec can require a separate QST registration and filing with Revenu Québec alongside the federal return. | Covered |
| French-language commercial documentsLegal requirement · Office québécois de la langue française ↗ | Invoices, contracts, and customer-facing documents used in Quebec must be available in French. | Partly covered |
| T4A slips for contractor paymentsLegal requirement · CRA ↗ | Certain payments to contractors and service providers must be reported on a T4A information slip. | Partly covered |
Quebec uses the GST+QST model — GST (federal) 0.05% + QST (provincial) 0.09975%, 0.14975% combined. GST and QST are separate taxes with separate registrations, and QST is filed with Revenu Québec.
Region authority: Canada Revenue Agency (CRA) ↗ · Quebec compliance guide
Partly. Quebec uses the GST+QST model — GST (federal) 0.05% + QST (provincial) 0.09975%, 0.14975% combined. GST and QST are separate taxes with separate registrations, and QST is filed with Revenu Québec. The national GST/HST rules are the same wherever you are registered, so the software shortlist barely moves — what moves is the configuration. Anything you choose has to handle gst+qst · 0.14975% combined correctly on every invoice without you remembering to set it per transaction.
Supplies with a place of supply in Quebec are taxed at 0.14975% (GST (federal) 0.05% + QST (provincial) 0.09975%). GST and QST are separate taxes with separate registrations, and QST is filed with Revenu Québec. Canada Revenue Agency (CRA) is the authority to check for anything region-specific — see https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/gst-hst-businesses/gst-hst-account/register-account.html.
Pricing is national, not regional: $20 and $50 per month, billed annually, in CAD, plus a free tier. Prices are in CAD and exclude GST/HST/QST, which is applied at your place of supply. Prices are per organisation with unlimited users, so a business in Quebec pays the same as one anywhere else in Canada.
In practice the shortlist here is usually QuickBooks Online, Xero, Wave — those are the products with the most local install base and the most CPAs who already know them. That familiarity is a genuine cost saving, and it is the main reason to stay put if nothing else is broken.
Yes, and at no extra cost. Advisors get their own login with their own permissions, and the seat is free — so bringing in a Quebec-based CPA does not change your bill. That matters most where the advisor relationship, not the software, is the real switching cost.
Each market has its own tax regime, currency, and shortlist of incumbents. Switch to the one where your business is registered.
Canada comparison hub · All provinces and territories · Canada compliance hub