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We are on a Sage product and want to move to cloud. This comparison is written for Newfoundland and Labrador specifically: Newfoundland and Labrador uses the HST model — HST (federal + Newfoundland & Labrador provincial portion, combined) 0.15%, 0.15% combined. One harmonised tax is charged and filed federally, so there is no separate provincial return. HelloBooks in Canada is $20 – $50 per month, billed annually; Sage Accounting's pricing model is described rather than reprinted, so nothing on this page goes quietly out of date.
Showing Newfoundland and Labrador, Canada — CAD, GST/HST, YYYY-MM-DD.
Editorial note: This page is published for Newfoundland and Labrador but points its canonical at the Newfoundland and Labrador accounting software comparison while we roll the deepest layer out in stages. Everything on it is accurate — it just isn't competing with its own category page in search yet.
Sage’s Canadian desktop line is entrenched and works offline. Moving to cloud is the real decision; once you have made it, compare on tax automation and entity pricing.
For a Newfoundland and Labrador business the practical test is narrow: does the product handle hst · 0.15% combined without you configuring it per transaction, and can your CPA work in it without another licence? Supplies with a place of supply in Newfoundland and Labrador are taxed at 0.15% (HST (federal + Newfoundland & Labrador provincial portion, combined) 0.15%).
Sort by whichever product you are leaning toward, filter to differences only, and expand any row for the detail behind the label.
Showing 13 of 13 criteria.
| Criterion | Built for this market | Available here |
|---|---|---|
| Local tax return from the ledgerWhether the periodic indirect-tax return is built from posted transactions, or has to be assembled somewhere else. | GST/HST return from the ledger — Fully supported | GST/HST reports — Supported with a caveat |
| Bank feedsHow transactions get in: a live connection to the bank, or a file you download and upload. | Big five plus credit unions — Fully supported | Available — Supported with a caveat |
| AI categorisationWhether transactions, bills, and receipts are classified by a model or by hand-written rules. | Included on every plan — Fully supported | Rules-based — Limited |
| Multiple entitiesWhether a second legal entity fits in the same subscription or needs a second one. | Included — Fully supported | Separate subscription per business — Limited |
| Accountant accessWhether your advisor gets a login, and whether that login costs a seat. | Free, unlimited — Fully supported | Accountant access — Supported with a caveat |
| Pricing modelHow the bill scales — per user, per company, per module, or per transaction volume. | Per organisation — Fully supported | Tiered per business — Supported with a caveat |
| InventoryStock tracking depth, and whether it costs extra. | Included — Fully supported | Higher tiers — Supported with a caveat |
| Migration inHow much work it is to bring existing books across. | Assisted, included — Fully supported | Migration tooling — Supported with a caveat |
| Local supportSupport in local hours, in local languages, by people who know the local rules. | ET business hours — Fully supported | Canadian support — Supported with a caveat |
| Integrations and APIMarketplace breadth and whether there is an open API. | Open REST API + webhooks — Fully supported | Moderate — Supported with a caveat |
| Multi-currencyForeign-currency invoicing and revaluation, and which tier it starts at. | Included — Fully supported | Higher tiers — Supported with a caveat |
| Mobile appWhat you can actually finish on a phone, not just view. | iOS and Android — Fully supported | Core tasks — Supported with a caveat |
| Works offlineWhether the product is usable without a connection. | Cloud only — Limited | Desktop line is offline — Supported with a caveat |
Local tax return from the ledger
Whether the periodic indirect-tax return is built from posted transactions, or has to be assembled somewhere else.
Bank feeds
How transactions get in: a live connection to the bank, or a file you download and upload.
AI categorisation
Whether transactions, bills, and receipts are classified by a model or by hand-written rules.
Multiple entities
Whether a second legal entity fits in the same subscription or needs a second one.
Accountant access
Whether your advisor gets a login, and whether that login costs a seat.
Pricing model
How the bill scales — per user, per company, per module, or per transaction volume.
Inventory
Stock tracking depth, and whether it costs extra.
Migration in
How much work it is to bring existing books across.
Local support
Support in local hours, in local languages, by people who know the local rules.
Integrations and API
Marketplace breadth and whether there is an open API.
Multi-currency
Foreign-currency invoicing and revaluation, and which tier it starts at.
Mobile app
What you can actually finish on a phone, not just view.
Works offline
Whether the product is usable without a connection.
We do not reprint Sage Accounting's prices. Their pricing model is described in the cost section below, with a link to their own page and the date we last checked it.
Feature lists are long and mostly identical. These are the three or four places the two products genuinely diverge.
Why it matters: Desktop familiarity is the main reason people stay.
Why it matters: Configuration drift causes wrong rates over time.
Why it matters: Group structures multiply cost.
CAD billing with place-of-supply tax and QST handled natively.
Canadian editions exist, including a long-standing desktop line.
Same in Newfoundland and Labrador as everywhere else in Canada — pricing is national, not regional.
Prices are in CAD and exclude GST/HST/QST, which is applied at your place of supply. Per organisation with unlimited users. Verified .
We describe the pricing model rather than reprinting prices. A copied price goes stale without warning; a pricing model does not.
Sage Accounting
Tiered subscription; desktop line sold separately.
Current Sage Accounting pricing (opens on the vendor’s own site) ↗ · model checked
Whichever you pick, these are the obligations the software has to satisfy for a business registered in Newfoundland and Labrador.
| Requirement | What it demands | HelloBooks |
|---|---|---|
| Place-of-supply rulesLegal requirement · CRA ↗ | The applicable tax follows the place of supply, not the seller location, so a national seller applies different rates per customer province. | Covered |
| Small supplier thresholdLegal requirement · CRA ↗ | Registration becomes mandatory once worldwide taxable supplies exceed the small-supplier threshold over four consecutive calendar quarters. | Covered |
| QST registration for QuebecLegal requirement · Revenu Québec ↗ | Supplying into Quebec can require a separate QST registration and filing with Revenu Québec alongside the federal return. | Covered |
| French-language commercial documentsLegal requirement · Office québécois de la langue française ↗ | Invoices, contracts, and customer-facing documents used in Quebec must be available in French. | Partly covered |
| T4A slips for contractor paymentsLegal requirement · CRA ↗ | Certain payments to contractors and service providers must be reported on a T4A information slip. | Partly covered |
Newfoundland and Labrador uses the HST model — HST (federal + Newfoundland & Labrador provincial portion, combined) 0.15%, 0.15% combined. One harmonised tax is charged and filed federally, so there is no separate provincial return.
Region authority: Canada Revenue Agency (CRA) ↗ · Newfoundland and Labrador compliance guide
Partly. Newfoundland and Labrador uses the HST model — HST (federal + Newfoundland & Labrador provincial portion, combined) 0.15%, 0.15% combined. One harmonised tax is charged and filed federally, so there is no separate provincial return. The national GST/HST rules are the same wherever you are registered, so the software shortlist barely moves — what moves is the configuration. Anything you choose has to handle hst · 0.15% combined correctly on every invoice without you remembering to set it per transaction.
Supplies with a place of supply in Newfoundland and Labrador are taxed at 0.15% (HST (federal + Newfoundland & Labrador provincial portion, combined) 0.15%). One harmonised tax is charged and filed federally, so there is no separate provincial return. Canada Revenue Agency (CRA) is the authority to check for anything region-specific — see https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/gst-hst-businesses/gst-hst-account/register-account.html.
Pricing is national, not regional: $20 and $50 per month, billed annually, in CAD, plus a free tier. Prices are in CAD and exclude GST/HST/QST, which is applied at your place of supply. Prices are per organisation with unlimited users, so a business in Newfoundland and Labrador pays the same as one anywhere else in Canada.
Yes. Canadian editions exist, including a long-standing desktop line. GST/HST and provincial taxes.
We do not restate Sage Accounting's prices here, because a copied price goes stale silently and a stale price is worse than no price. Sage Accounting charges on this basis: Tiered subscription; desktop line sold separately — check https://www.sage.com/en-ca/ for current figures. HelloBooks in Canada is $20 to $50 per month, billed annually, per organisation, with unlimited users.
Yes. Opening balances, customer and vendor masters, and transaction history are migrated as part of onboarding, and the migration is included rather than quoted separately. For a Newfoundland and Labrador business that also means your GST/HST number details and GST/HST settings are configured for hst · 0.15% combined before you start posting.
In practice the shortlist here is usually QuickBooks Online, Xero, Wave — those are the products with the most local install base and the most CPAs who already know them. That familiarity is a genuine cost saving, and it is the main reason to stay put if nothing else is broken.
Yes, and at no extra cost. Advisors get their own login with their own permissions, and the seat is free — so bringing in a Newfoundland and Labrador-based CPA does not change your bill. That matters most where the advisor relationship, not the software, is the real switching cost.
Looking for the national view? HelloBooks vs Sage Accounting (global)
Each market has its own tax regime, currency, and shortlist of incumbents. Switch to the one where your business is registered.
Canada comparison hub · All provinces and territories · Canada compliance hub