Question 1

Why switch from Zoho Books to HelloBooks in Singapore?

Accepted Answer

Two reasons Singapore customers cite most: 1) AI categorisation — Zoho Books leans on bank rules you write, while HelloBooks runs an AI agent at 95%+ accuracy from day one. 2) The suite — HelloBooks bundles payroll (HelloTime) and Section 45 withholding computation in the same login, where the Zoho equivalent is separate products. Both prepare the IRAS GST F5; the difference is automation and how many products it takes.

Question 2

Is HelloBooks IRAS-compliant for the GST F5?

Accepted Answer

HelloBooks computes the full GST F5 from your ledger — standard-rated, zero-rated, exempt, taxable purchases and input tax, and reverse charge — with a drill-down on each box. You review and file on the IRAS myTax Portal. Direct IRAS e-filing and the InvoiceNow e-invoicing requirement are on our roadmap.

Question 3

How does migration from Zoho Books work?

Accepted Answer

Export your Chart of Accounts, Contacts, Items, Invoices, Bills and Bank Transactions from Zoho Books, then upload to the HelloBooks import tool. The mapping screen aligns Zoho account codes to the HelloBooks chart before commit. Most Singapore SMEs finish in about 90 minutes.

Question 4

Is the pricing comparison accurate?

Accepted Answer

HelloBooks Singapore pricing (Pro S$26/month per entity) is set in-app. Zoho Books pricing and plan structure are summarised from publicly listed information as of 2026 and change periodically — re-verify current Zoho Books Singapore pricing before deciding.

Feature	HelloBooks	Zoho Books
Starting price (SGD)	Free Plan; Pro S$26/mo per entity with invoices within 200 transactions/year, bills and transactions	Free plan for small businesses below the turnover cap; paid tiers scale by feature and by Zoho ecosystem add-ons
AI categorisation	Built-in AI agent, 95%+ accuracy, every plan — no rule-writing	Bank rules + limited AI assist; you build and maintain the rules
IRAS GST F5 return	Computed from your ledger — standard-rated, zero-rated, exempt, reverse charge, input tax — ready for myTax Portal	GST F5 supported
Section 45 withholding tax	Computes S45 WHT on non-resident payments with DTA-reduced rates where a Certificate of Residence applies	No built-in Section 45 withholding computation
Payroll in the same login	HelloTime payroll, leave and attendance in the suite — one login	Zoho Payroll is a separate product/subscription
Multi-currency	Live FX with gain/loss postings, included on Pro	Multi-currency on the relevant paid tiers
Data export at cancellation	Free CSV / QBO export, 90-day read-only window	Export available

The Zoho Books alternative with AI bookkeeping built in

HelloBooks vs Zoho Books (Singapore)

Singapore Zoho Books switch — frequently asked

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