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The AI accountant for Singapore SMBs.
Multi-currency books, closed by AI.

SGD invoicing, multi-currency books reconciled by AI, OCR bill capture, AI-driven month-end close, and IRAS GST (Form F5) return preparation. IRAS e-filing on the roadmap. Free Plan, no credit card.

  • SGD invoicing
  • GST F5 prep
  • Free Plan
Free plan, not a free trialNo credit cardTake the product tour
  • 95%+ auto-match accuracy
  • GST F5 return preparation
  • SGD multi-currency books
  • SOC 2 Type II

95%+ auto-match is an internal benchmark, not an audited figure · SOC 2 Type II is an independent attestation, not a certification

Animated preview of HelloBooks — a guided product tour on larger screens, or the dashboard with receivables, AI bank reconciliation and profit and loss reports — with invoice, receipt, inventory and payment cards moving behind it.

HelloBooks — The AI Accountant for Singapore Small Business

The AI accountant for Singapore SMBs. Multi-currency books, closed by AI. SGD invoicing, multi-currency books reconciled by AI, OCR bill capture, AI-driven month-end close, and IRAS GST (Form F5) return preparation. IRAS e-filing on the roadmap. Free Plan, no credit card.

HelloBooks is AI accounting software for Singapore SMBs — an AI agent that runs categorisation, bill capture, bank reconciliation, and month-end close end-to-end against retained source evidence on every entry. The agent posts SGD transactions and marks GST against the correct treatment on every line (standard, zero-rated, exempt, out-of-scope), and prepares the IRAS GST F5 return from those posted lines. Direct IRAS e-filing is on our build roadmap.

Multi-currency invoicing across SGD, USD, EUR, GBP, and AUD reconciles with FX gain and loss tracked automatically, on a GST-coded chart of accounts that keeps your books close-ready year-round. The quarterly GST F5 return is prepared today; direct IRAS e-filing, ECI corporate-tax estimates, and withholding tax on cross-border payments are on the roadmap.

The Free Plan covers the core accounting features for up to 2 users, no credit card required. Singapore founders and accounting firms switch from Xero when they want the AI agent to own the close — categorise, reconcile, and keep books audit-ready against retained source evidence — not just show a reconciled bank balance.

Recognized by

  • HelloBooks on Product Hunt
  • HelloBooks on the Apple App Store
  • HelloBooks on Google Play
  • HelloBooks on Azure Marketplace
At a glance

Five things HelloBooks does that the competition doesn't.

Each one is a feature you'd otherwise stitch together from two or three tools. Skim them here, then watch the agent work in the live demo below.

AI-Powered

Your AI accounting agent

AI-based accounting software that listens. Tell your AI what to do — create invoices, record bills, or snap a receipt. Our AI bookkeeping software handles the workflow from capture to categorization.

Reconciliation

95%+¹

Reconcile in a flash

AI matches transactions in real time. Bulk-reconcile in one click — no rules to write.

Local compliance

GST F5

IRAS GST (Form F5) return preparation on multi-currency books. IRAS e-filing is on the roadmap.

AI Payables

Automate bill payments

Let AI match invoices to payments and recommend approvals with confidence. Watch AI parse extracted line items, auto-match to existing inventory, and suggest mappings.

Migration

Seamless migration

Switch without the stress. Migrate from QuickBooks, Xero, Tally, Zoho or Wave and bring your ledger across — every transaction, contact, item and opening balance — with a dry-run preview before you commit.

¹ 95%+ auto-match is an internal benchmark, not an audited figure

You stay in control

Powerful AI. You approve every move.

HelloBooks does the heavy lifting, but it never files or posts behind your back. The AI proposes; you and your accountant dispose — with a full audit trail and an undo on everything.

  • AI drafts, you approve

    HelloBooks reads bills, categorises transactions and matches your bank feed — then hands you the result. Nothing posts to your ledger until you (or your accountant) confirm it.

  • Every action is on the record

    A full audit trail logs what the AI suggested, what actually changed, who approved it and when — so month-end and any review start from a clean, defensible history.

  • Always reversible

    Edit or unwind any AI-assisted entry, match or categorisation. Nothing is a one-way door, so an automation can never quietly corrupt your books.

  • Your accountant stays in the loop

    Invite your CA or bookkeeper with reviewer or read-only access. Bills route through approval before payment, and returns wait for a human sign-off before they are filed.

One platform

All your accounting in one AI-powered platform

Receivables, payables, banking, inventory, tax and reports share one ledger — so nothing is re-typed between apps and the AI agent sees the whole picture.

Banking — reconciled by AI, not by hand

Bring in bank and card transactions and let AI reconciliation do the matching: a deposit to its invoice, a card swipe to its expense account. You review the exceptions, not every line.

  • Bank feeds and statement import
  • AI bank reconciliation
  • Cash-flow visibility across accounts

Inventory — stock that posts straight to the ledger

Items, variants, units of measure and bills of materials live in the same ledger as your invoices and bills, so stock valuation is always current and reorder alerts fire before you run out.

  • Items, variants and units of measure
  • Bills of materials and stock transfers
  • Reorder points and low-stock alerts

GST F5 — built into the books

IRAS GST (Form F5) return preparation on multi-currency books. IRAS e-filing is on the roadmap.

  • GST Form F5 return preparation
  • Multi-currency books
  • SGD invoicing

Explore GST F5

Reports — the numbers, always up to date

Profit and loss, balance sheet and cash-flow statements update as transactions post. AP and AR aging and custom report layouts are a click away, with multi-entity views on the Business plan.

  • P&L, balance sheet and cash flow
  • AP / AR aging reports
  • Custom report layouts

Why HelloBooks in Singapore

Why Singapore businesses choose HelloBooks

Six reasons Singapore SMEs compare HelloBooks against Xero and Zoho Books — including a straight answer on which IRAS steps are live and which are not.

  • IRAS GST F5 return preparation from your posted lines

    GST is tracked at 9% standard-rated, zero-rated and exempt per line, and the GST F5 return is prepared from your posted ledger with each box traceable back to source documents. Direct IRAS e-filing and CPF payroll are on our roadmap — we prepare the F5, you submit it.

  • Multi-currency built for a re-export economy

    Singapore businesses invoice in SGD and settle in USD, EUR, MYR and CNY constantly. Live-rate multi-currency, per-entity base currencies and consolidated reporting are in every paid plan and every user seat is free — where Xero and Zoho Books both reserve multi-currency for an upper tier and meter the seats.

  • AI that handles cross-border bills without hand-coding

    The AI Accounting Agent reads multi-currency supplier bills, categorises at 95%+ accuracy, applies the right GST treatment to zero-rated exports and reverse-charge imports, and drafts the month-end close. You review the F5 figures instead of assembling them.

  • Statement upload with AI parsing for DBS, OCBC and UOB

    Export a PDF or CSV statement from any Singapore bank and the AI parses, categorises and matches every line against your invoices and bills — including foreign-currency accounts. No feed application, no waiting on an open-banking rollout to start reconciling.

  • HelloTime runs attendance and payroll into your ledger

    Attendance, leave and payroll runs happen in HelloTime on the web, and the payroll journals post into HelloBooks, so payroll and books never drift apart. CPF contribution handling is on our roadmap. The HelloTime Attend mobile app for shift workers ships Q3 2026.

  • Pro at SGD 26/mo flat, every seat included

    The Free Plan covers core accounting for 2 users and asks for no card. Pro is a flat SGD 26/month with unlimited users — roughly what a single extra seat costs elsewhere.

Tailored for you

Accounting software that fits how you work

Whether you run the business, advise it or are just getting it started, HelloBooks sets up around your workflow.

Accountants & bookkeepers

Run every client’s books from one dashboard, automate the routine work, and join the free partner program.

HelloBooks for accountants

Agencies & service firms

See project and client profitability, bill retainers on repeat, and know your margin on every client.

Accounting for agencies
For developers

Build on HelloBooks

Connect HelloBooks to your software, automation tools, and workflows. Get an API key in one click, use a safe sandbox, explore the API docs, and see every request your integration makes.

  • One-click API access

    Sign in, choose your company, and get an API key.

  • Safe sandbox

    Test with realistic Indian accounting data without touching a real ledger.

  • Developer tools

    API documentation, code samples, request logs, webhooks, and OAuth support.

Your first request
# No organization ID, no entity ID:
# the key already identifies your company.
curl https://<api-host>/public/v1/customers \
  -H "Authorization: Bearer YOUR_API_KEY"

Simple, Transparent Pricing

Core accounting, AI-powered. Free to start. No credit card required.

Free Plan — free AI credits included
3 plans — Free included
Credit packs — never expire

Free

Everything you need to start — no credit card

S$0/mo
Up to 200 transactions/year · free AI credits
Start Free
  • 2 users · 1 live bank feed
  • Up to 200 transactions per year
  • Free AI credits to get started
  • Invoices, bills & quotes included
  • Unlimited email payment reminders
  • 10 WhatsApp sends (one-time allowance)
  • AP/AR aging · P&L · Balance Sheet · Cash Flow
  • Full mobile app (iOS & Android)
  • "Powered by HelloBooks" badge on invoices
Most Popular

Pro

AI-powered automation for growing businesses

S$26/mo
15,000 AI credits
Get Started
  • Everything in Free, plus:
  • Export to Excel
  • AI auto-categorization (95%+ accuracy)
  • Unlimited bank connections
  • Unlimited users + roles
  • AI Analysis & Comparative View on every report
  • Recurring invoices, bills & approvals
  • Multi-currency with auto FX
  • Remove "Powered by" badge
  • Priority email support
Best Value

Business

Heavier ops + analytics for multi-entity & inventory-led businesses

S$104/mo
50,000 AI credits
Get Started
  • Everything in Pro, plus:
  • Advanced inventory: lot/batch + multi-warehouse allocations
  • Cohort, retention & CFO analytics
  • Audit log + advanced role-based access
  • Sandbox environment
  • Multi-entity management
  • API access
  • Priority email support
  • Dedicated success manager

Prices are shown in SGD for comparison. Billing is processed in US dollars at our US list price, so the amount debited will differ from the figure above and will vary with your card's exchange rate.

Accountant or bookkeeper? Partner Program is free to join

Free reseller channel for accountants — earn a wholesale discount as your client book grows

Apply free→
No credit card to start
SOC 2 Type II Attested
256-bit SSL
99.9% uptime

View full pricing, features & credit packs →

Frequently Asked Questions

Everything You Need to Know About HelloBooks

AI-powered accounting software built for small businesses, freelancers, and CPAs.

What is HelloBooks and how is it different from other accounting software?

HelloBooks is an AI-powered accounting software that automates bookkeeping tasks like transaction categorization, bank reconciliation, and financial reporting. Unlike QuickBooks, FreshBooks, or Xero, HelloBooks uses AI agents to eliminate manual data entry — saving businesses 20+ hours per month.

How much does HelloBooks cost?

HelloBooks has a Free Plan with the core accounting features and up to 2 users — no credit card. Free AI credits are included; upgrade to get more, and paid plans can also top up with a credit pack. Pro is S$26/month (S$260/year) with unlimited users and 15,000 AI credits, priced per company rather than per seat.

Is HelloBooks really free?

Yes — HelloBooks offers a permanent Free Plan with free AI credits to get started, 1 bank connection (a bank account or a credit card), AP/AR aging reports, and the core accounting features. Up to 2 users included. No credit card required to sign up. No time limit. Upgrade to Pro when you need more AI credits or unlimited users; multi-entity is on Business.

Can I connect my US bank account?

HelloBooks connects to 11,000+ US banks and credit unions via Plaid for real-time transaction feeds. Once connected, our AI automatically categorizes transactions with 95%+ accuracy.

Can I migrate from QuickBooks to HelloBooks?

Yes — HelloBooks includes a guided QuickBooks USA migration that imports your company file (chart of accounts, customers, vendors, transactions, and history) in a single pass. It is a one-time data migration, not an ongoing two-way sync — once you are on HelloBooks, that is your source of truth.

What features does the AI automate?

HelloBooks AI automates transaction categorization, bank reconciliation, vendor/customer matching, invoice processing via OCR, expense claim approvals, anomaly detection, and financial report generation. It learns your patterns and gets smarter over time.

Is HelloBooks good for CPAs and accounting firms?

Yes — HelloBooks is built for both small businesses and accounting professionals. CPAs can manage multiple clients from one dashboard, automate bookkeeping workflows, and reduce manual work. We offer a partner program for accounting firms.

How does HelloBooks compare to QuickBooks, FreshBooks, and Xero?

HelloBooks includes AI bookkeeping on every plan, Free included — not gated behind a higher tier — and prices Pro per company rather than per seat, so the whole team is covered at one price. A guided QuickBooks USA import brings your exported company file across when you are ready to switch. See our detailed comparison at hellobooks.ai/compare.

Can I switch to HelloBooks from Tally, Zoho Books, Xero or Wave?

Yes. HelloBooks has per-source importers for QuickBooks (Online and Desktop), Xero, Tally, Zoho Books and Wave, plus a generic CSV import for any other tool. Your chart of accounts, contacts, transactions, items and opening balances come across, and a dry-run preview with one-click rollback means nothing is final until you commit. Start at hellobooks.ai/migrate.

What are the benefits of cloud accounting software like HelloBooks?

Your books are available from any browser or the HelloBooks mobile app, updates reach every account automatically with nothing to install, and your accountant works in the same live ledger instead of trading files. Bank feeds and AI categorization keep the numbers current between reviews, so month-end becomes a check rather than a catch-up.

Does HelloBooks handle GST, VAT and sales tax?

Yes, by market. In India, HelloBooks files GSTR-1 and GSTR-3B directly and generates IRN e-invoices and e-way bills. In the US it tracks multi-state sales tax and prepares 1099s, and in the UK it keeps MTD-ready VAT records. In Australia, Canada, Singapore and Kenya it prepares BAS, GST/HST, GST F5 and VAT3 returns, with e-filing on the roadmap in those markets.

Is my financial data secure with HelloBooks?

HelloBooks is independently attested under SOC 2 Type II — an attestation, not a certification. Security controls, data handling and sub-processors are documented in the HelloBooks Trust Center at hellobooks.ai/trust-center.

Bank connections in Singapore

Statement import

Direct bank feeds via Plaid are live in 20 countries today (the US, UK, Canada and Europe). For Singapore, the fastest way to get your bank data into HelloBooks is statement import — and it works with any bank:

  1. 1. Upload a statement

    Export a PDF, CSV, or Excel statement from any bank in Singapore and drop it into HelloBooks.

  2. 2. AI does the data entry

    Every line is extracted, categorised, and matched to invoices or bills — in your local currency.

  3. 3. Review and reconcile

    Confirm the AI's suggestions and reconcile the period. Nothing posts to your books without your say-so.

Multi-currency throughout, and your data stays private — HelloBooks never asks for your online-banking login. As open-banking coverage expands, direct connections will reach more markets over time.

    Free Accounting Software Singapore — GST F5, AI | HelloBooks.ai