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HelloBooks — The AI Accountant for Singapore Small Business

The AI accountant for Singapore SMBs. Multi-currency books, closed by AI. SGD invoicing, multi-currency books reconciled by AI, OCR bill capture, AI-driven month-end close, and IRAS GST (Form F5) return preparation. IRAS e-filing on the roadmap. Free Plan, no credit card.

HelloBooks is AI accounting software for Singapore SMBs — an AI agent that runs categorisation, bill capture, bank reconciliation, and month-end close end-to-end against retained source evidence on every entry. The agent posts SGD transactions and marks GST against the correct treatment on every line (standard, zero-rated, exempt, out-of-scope), and prepares the IRAS GST F5 return from those posted lines. Direct IRAS e-filing is on our build roadmap.

Multi-currency invoicing across SGD, USD, EUR, GBP, and AUD reconciles with FX gain and loss tracked automatically, on a GST-coded chart of accounts that keeps your books close-ready year-round. The quarterly GST F5 return is prepared today; direct IRAS e-filing, ECI corporate-tax estimates, and withholding tax on cross-border payments are on the roadmap.

The Free Plan covers the core accounting features for up to 2 users with 2,500 AI credits to get started, no credit card required. Singapore founders and accounting firms switch from Xero when they want the AI agent to own the close — categorise, reconcile, and keep books audit-ready against retained source evidence — not just show a reconciled bank balance.

The AI accountant for Singapore SMBs.
Multi-currency books, closed by AI.

SGD invoicing, multi-currency books reconciled by AI, OCR bill capture, AI-driven month-end close, and IRAS GST (Form F5) return preparation. IRAS e-filing on the roadmap. Free Plan, no credit card.

SGD invoicing
GST F5 prep
Free Plan
Start FreeBook a Demo
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Product Tour
The HelloBooks dashboard mid-tour — income, expenses, cash balance and net profit for a demo companyWatch the 23-step guided tourTake the product tour

Recognized by

  • HelloBooks featured on Product Hunt
  • HelloBooks on the Apple App Store
  • HelloBooks on Google Play

You stay in control

Powerful AI. You approve every move.

HelloBooks does the heavy lifting, but it never files or posts behind your back. The AI proposes; you and your accountant dispose — with a full audit trail and an undo on everything.

  • AI drafts, you approve

    HelloBooks reads bills, categorises transactions and matches your bank feed — then hands you the result. Nothing posts to your ledger until you (or your accountant) confirm it.

  • Every action is on the record

    A full audit trail logs what the AI suggested, what actually changed, who approved it and when — so month-end and any review start from a clean, defensible history.

  • Always reversible

    Edit or unwind any AI-assisted entry, match or categorisation. Nothing is a one-way door, so an automation can never quietly corrupt your books.

  • Your accountant stays in the loop

    Invite your CA or bookkeeper with reviewer or read-only access. Bills route through approval before payment, and returns wait for a human sign-off before they are filed.

Why HelloBooks in Singapore

Why Singapore businesses choose HelloBooks

Six reasons Singapore SMEs compare HelloBooks against Xero and Zoho Books — including a straight answer on which IRAS steps are live and which are not.

  • IRAS GST F5 return preparation from your posted lines

    GST is tracked at 9% standard-rated, zero-rated and exempt per line, and the GST F5 return is prepared from your posted ledger with each box traceable back to source documents. Direct IRAS e-filing and CPF payroll are on our roadmap — we prepare the F5, you submit it.

  • Multi-currency built for a re-export economy

    Singapore businesses invoice in SGD and settle in USD, EUR, MYR and CNY constantly. Live-rate multi-currency, per-entity base currencies and consolidated reporting are in every paid plan and every user seat is free — where Xero and Zoho Books both reserve multi-currency for an upper tier and meter the seats.

  • AI that handles cross-border bills without hand-coding

    The AI Accounting Agent reads multi-currency supplier bills, categorises at 95%+ accuracy, applies the right GST treatment to zero-rated exports and reverse-charge imports, and drafts the month-end close. You review the F5 figures instead of assembling them.

  • Statement upload with AI parsing for DBS, OCBC and UOB

    Export a PDF or CSV statement from any Singapore bank and the AI parses, categorises and matches every line against your invoices and bills — including foreign-currency accounts. No feed application, no waiting on an open-banking rollout to start reconciling.

  • HelloTime runs attendance and payroll into your ledger

    Attendance, leave and payroll runs happen in HelloTime on the web, and the payroll journals post into HelloBooks, so payroll and books never drift apart. CPF contribution handling is on our roadmap. The HelloTime Attend mobile app for shift workers ships Q3 2026.

  • Pro at SGD 26/mo flat, every seat included

    The Free Plan covers core accounting for 2 users with 2,500 AI credits and asks for no card. Pro is a flat SGD 26/month with unlimited users — roughly what a single extra seat costs elsewhere.

Bank connections in Singapore

Statement import

Direct bank feeds via Plaid are live in 20 countries today (the US, UK, Canada and Europe). For Singapore, the fastest way to get your bank data into HelloBooks is statement import — and it works with any bank:

  1. 1. Upload a statement

    Export a PDF, CSV, or Excel statement from any bank in Singapore and drop it into HelloBooks.

  2. 2. AI does the data entry

    Every line is extracted, categorised, and matched to invoices or bills — in your local currency.

  3. 3. Review and reconcile

    Confirm the AI's suggestions and reconcile the period. Nothing posts to your books without your say-so.

Multi-currency throughout, and your data stays private — HelloBooks never asks for your online-banking login. As open-banking coverage expands, direct connections will reach more markets over time.