| Category | AI-native cloud accounting with inventory, warehouse, POS and manufacturing | Cloud ERP — accounting, GST, inventory, POS, procurement, CRM, HR and payroll in one suite |
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| Published pricing | Yes, in full: Free forever; Pro ₹499/mo or ₹4,999/yr; Business ₹1,999/mo or ₹19,999/yr | No. The price-list page shows plan caps but no tier price. Third-party listings say "Price On Request" |
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| What is published | Everything — plan prices, credit pack prices and regional pricing for eight markets | Add-ons only: ₹800/extra user/year, ₹3,000/extra location/year, ₹100/payroll employee/year, ₹2,000+GST per print-layout change |
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| Free plan | Free forever, no credit card, uncapped by turnover in India — unlimited invoices, bills, quotes and POs, full core reports, mobile app, 2 users, 2,500 AI credits/month | No commercial free tier. A trial exists but its length is not published. Certified Professional and Education editions are stated as free |
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| Invoice caps | Unlimited invoices on every plan, including Free | Capped by tier — 1,200 B2B/yr on BASIC, 2,400 on PREMIUM, 6,000 B2B + 20,000 B2C on ULTIMA |
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| Users | 2 on Free; unlimited with roles and permissions on Pro and Business | 2 on BASIC, 5 on PREMIUM and ULTIMA, 10 on ERP+, with extra users at ₹800 each per year |
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| Double-entry general ledger | Yes — chart of accounts, journals, trial balance, IFRS and GAAP compliant reports | Yes — configurable chart of accounts, automated posting to pre-configured general ledgers, bank reconciliation, balance sheet, P&L, cash flow and fund flow |
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| GST return filing | GSTR-1, 3B and 9 filed through Fynamics, a named GSTN-authorized GSP, with GSTR-2B and IMS reconciliation, ITC matching and multi-GSTIN switching | Claims one-click GSTR-1 and GSTR-3B push to the GSTN server with no additional API cost. No GSP is named. GSTR-9 is not mentioned |
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| E-invoicing & e-way bills | IRN and QR through the IRP, e-way bills through the NIC portal — included from Pro | Both generated in a single step with IRN and e-way bill numbers written back to the bill — a genuine strength |
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| AI capability | AI categorization at 95%+ accuracy, OCR line extraction, Munimji assistant with 60+ tools, WhatsApp bookkeeping with voice notes, AI payables, AI calling for AR, CFO agent, AI analysis on every report | Only "Gemini Ai" appears in a list of integration partners. No AI feature page, launch note or documentation was found |
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| Tally | Import keeps every voucher number; the Tally 6.2 connector keeps pushing to Tally if your CA wants it | No Tally integration, export or migration path found on the vendor site |
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| Inventory & operations | Item master, BOM, FIFO/LIFO/weighted-average valuation, GRN, multi-warehouse, POS, restaurant and manufacturing — included from Pro at ₹499/mo | Inventory and POS from PREMIUM; multi-warehouse, multi-branch, multi-currency and payroll from ULTIMA; production module exists with tier gating unpublished |
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| Payroll | India payroll (PF, ESI, PT, TDS) runs through HelloTime, a sibling product in the Meru Fin Tech suite | Included from ULTIMA, at ₹100 per employee per year on top |
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| Mobile app | Full iOS and Android apps on every plan, including Free | Android and iOS, 4.2 stars from 548 Play Store reviews, updated July 2026, with barcode scanning and Amazon bulk invoice import |
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| API access | Included from Pro at ₹499/mo; higher rate limits and a sandbox on Business; public read-only MCP server | APIs listed from ULTIMA upward. No public developer documentation portal was found |
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| Reported reliability | 99.9% uptime on AWS with daily encrypted backups; SOC 2 Type II certified | Play Store reviewers in 2026 report a server crash with unrecovered data and, separately, four years of data lost overnight. A Capterra reviewer in Dec 2025 reports reports taking a minute each to save |
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| Getting your data out | CSV and Excel import/export throughout, plus a migration path with dry-run preview and one-click rollback | No documented export or backup procedure found — the help documentation URLs return 404 |
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| Independent ratings | Newer product with a smaller review base — judge us on the free plan rather than review volume | SoftwareSuggest 4.5/5 (71); Techjockey 3.8/5 (30); G2 4.2/5 (12); Capterra 3.5/5 (12); Play Store 4.2/5 (548) |
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