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Free Bookkeeping for Side Hustles | HelloBooks Free bookkeeping for a side hustle: keep second-income books apart from your paycheck, invoice clients and see real profit. $0, no credit card, no expiry.

Free bookkeeping for side hustle, side hustle accounting app free, bookkeeping for second income, for US workers with a day job.

Free Plan · Side hustles

Free bookkeeping for your side hustle

Your day job has payroll and a W-2. Your side hustle has you. HelloBooks Free gives the second income its own books at $0/mo, so you can see what it really earns and have the numbers ready at tax time.

Free Plan with unlimited invoices, bills & quotes — no credit card.

Separate books for a second income

The easiest side-hustle books start with a separate bank account. Connect it as your one live bank feed and every sale and expense flows into HelloBooks without touching your personal spending.

Invoice clients, record the tools and supplies you buy, and run a P&L whenever you want to know whether the hustle is paying off.

  • Unlimited invoices, bills and quotes
  • Unlimited email payment reminders
  • 1 live bank feed through Plaid, plus 2 manual bank or card accounts
  • 2 users
  • Free AI credits to get started (upgrade for more)
  • AP/AR aging, P&L, balance sheet and cash flow reports
  • iOS and Android app

Tax on side-hustle income

Side-hustle profit is taxable even if tax is already withheld from your paycheck, and net self-employment earnings of $400 or more usually mean self-employment tax as well. Some people raise their W-4 withholding at the day job to cover it; others pay quarterly estimates. Either way, the Free P&L tells you the profit figure to start from.

Free for as long as it stays a side hustle

There is no trial clock and no invoice cap, so a hustle that bills twice a year and one that bills daily both fit on Free. Upgrade only if you need more bank feeds, more users, or paid features like recurring invoices.

Free includes 1 live bank feed, 2 users and free AI credits to get started. Data export, recurring invoices and multi-currency are on paid plans, and invoices sent from Free carry a small “Powered by HelloBooks” badge. Starter is $14.99/mo; Pro is $39.99/mo.

How teams use HelloBooks

What HelloBooks does for businesses like yours

“AI categorizes every transaction automatically and learns from your corrections, so a small team keeps clean books without spending evenings on manual data entry.”
Small business · US
“For a practice managing dozens of client books, automated reconciliation turns a full day of matching into a background task — review the AI matches, approve, and move on.”
Accounting practice · US
“Snap a receipt on your phone and the AI reads, categorizes, and files it — bookkeeping stays current even for people who would rather not think about numbers.”
Freelancer · mobile-first

Illustrative scenarios describing what the product does for each business type — not attributed customer reviews.

FAQ

Frequently asked questions

Do I need bookkeeping for a side hustle?
You need a record of income and deductible expenses to report the profit correctly. Keeping it in software from the start is far easier than rebuilding it from bank statements in April.
Can I keep side-hustle books separate from my personal finances?
Yes. Use a separate bank account for the hustle and connect it as your one live bank feed on Free. HelloBooks holds only the business side.
Is there a limit on how many invoices I can send?
No. Invoices, bills and quotes are unlimited on Free.
Is it really free, and do I need a credit card?
Yes, it is a permanent $0 plan, not a trial. Sign up with an email; no card is collected and there is no end date.
What happens when the free AI credits run out?
Free includes free AI credits to get started. When they run out you can upgrade for more AI credits or keep categorizing by hand; paid plans can also top up with a credit pack. Invoices, bills, reports and your bank feed keep working either way.

Start automating your books today

Free Plan with full access to the AI accountant — no credit card, no time limit.

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    Free Bookkeeping for Side Hustles | HelloBooks