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Free Accounting for Owner-Operator Truckers | HelloBooks Free bookkeeping for owner-operator truckers: invoice loads, track fuel and maintenance from a live bank feed, and see profit per month. $0, no credit card.

Free accounting for trucking owner operators, free bookkeeping for truckers, owner operator expense tracking free, United States.

Free Plan · Owner-operators

Free accounting for owner-operator truckers

An owner-operator’s margin lives in fuel, maintenance and how fast brokers pay. HelloBooks Free tracks all three at $0/mo: unlimited invoices, a live bank feed for the fuel card account, and AR aging for slow payers.

Free Plan with unlimited invoices, bills & quotes — no credit card.

Fuel and maintenance, categorized

Connect the account your fuel and repairs come out of as your live bank feed. Categorize fuel, tires, repairs, insurance, permits and truck payments as they arrive, and your P&L shows cost against revenue each month.

Invoice loads and chase brokers

Invoice each load or settlement, and send email payment reminders when a broker runs late. AR aging shows what is outstanding by age.

  • Unlimited invoices, bills and quotes
  • Unlimited email payment reminders
  • 1 live bank feed through Plaid, plus 2 manual bank or card accounts
  • 2 users
  • Free AI credits to get started (upgrade for more)
  • AP/AR aging, P&L, balance sheet and cash flow reports
  • iOS and Android app

Limits and the IFTA question

Free does not calculate IFTA. Our free IFTA calculator runs in your browser if you want an estimate.

Free includes 1 live bank feed, 2 users and free AI credits to get started. Data export, recurring invoices and multi-currency are on paid plans, and invoices sent from Free carry a small “Powered by HelloBooks” badge. Starter is $14.99/mo; Pro is $39.99/mo.

How teams use HelloBooks

What HelloBooks does for businesses like yours

“AI categorizes every transaction automatically and learns from your corrections, so a small team keeps clean books without spending evenings on manual data entry.”
Small business · US
“For a practice managing dozens of client books, automated reconciliation turns a full day of matching into a background task — review the AI matches, approve, and move on.”
Accounting practice · US
“Snap a receipt on your phone and the AI reads, categorizes, and files it — bookkeeping stays current even for people who would rather not think about numbers.”
Freelancer · mobile-first

Illustrative scenarios describing what the product does for each business type — not attributed customer reviews.

FAQ

Frequently asked questions

Does the Free Plan file IFTA?
No. Use the free IFTA calculator for an estimate and file with your base state.
How many bank accounts can I connect?
1 live bank feed on Free, plus 2 manual accounts you update yourself.
Are quotes, invoices and bills limited on Free?
No. Quotes, invoices and bills are unlimited on Free, and so are email payment reminders.
Is it really free, and do I need a credit card?
Yes, it is a permanent $0 plan, not a trial. Sign up with an email; no card is collected and there is no end date.
What happens when the free AI credits run out?
Free includes free AI credits to get started. When they run out you can upgrade for more AI credits or keep categorizing by hand; paid plans can also top up with a credit pack. Invoices, bills, reports and your bank feed keep working either way.

Start automating your books today

Free Plan with full access to the AI accountant — no credit card, no time limit.

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    Free Accounting for Owner-Operator Truckers | HelloBooks