AI bookkeeper · AR/AP + tax · Import from Digits · Free Plan
Digits is AI-native reporting on your ledger. HelloBooks is the full AI back office — an AI bookkeeper that categorizes and reconciles daily, plus AR/AP, invoicing, and multi-country tax filing from the same ledger, inside an account you own.
Import your Digits data, run AI cleanup on any period that needs it, and move to software you control — Free Plan for freelancers, Pro at $20/mo with unlimited users, AI included. Keep your CPA in the loop with reviewer mode.
1. A full ledger — not just AI reporting
Digits is AI-native reporting and insights layered on your general ledger. HelloBooks is the full stack: an AI bookkeeper categorizes and reconciles daily, plus AR/AP, invoicing, bills, inventory, and month-end close — all from one ledger. You run the whole back office, not just look at charts on top of it.
2. Multi-country tax filing, built in
Digits is US-centric AI accounting. HelloBooks generates US 1099 e-file and 50-state sales tax — and India GST, UK VAT, and Australia BAS — from the same ledger. If you operate across borders or plan to, the tax engine is already there instead of a US-only reporting view.
3. A permanent Free Plan, AI on every plan
Digits charges a monthly subscription from its entry tier up. HelloBooks Pro is $20/mo with unlimited users, and the Free Plan covers most freelancers and solo LLCs at $0 — with AI bookkeeping included on every plan, not gated behind a paid tier.
4. Cleanup a dashboard cannot do
Beautiful charts on top of a messy ledger are still messy books. HelloBooks ships a dedicated AI cleanup mode that backfills categorization, matches transfers, and surfaces duplicates across a stalled year — repair work a reporting layer has no workflow for, included in the subscription.
5. You own your books + open AI access
Your ledger lives in your account, you export any time, and the AI agent runs on a public MCP server you can query from Claude or ChatGPT. Plus a reviewer mode so your CPA reviews and signs without a separate subscription — the human oversight Digits leaves to you, built in.
The differences that matter most when you replace an AI reporting layer with a full AI ledger you own. See how the AI bookkeeper categorizes, reconciles, and closes.
| Feature | HelloBooks | Digits |
|---|---|---|
| Scope | Full AI back office — ledger, AR/AP, invoicing, tax, close | AI-native reporting & insights on the ledger |
| Cadence | Daily — books stay close-ready continuously | AI reporting refreshed on your data |
| Who does categorization | AI agent at 95%+ accuracy, learns your patterns | AI-assisted categorization |
| Data ownership | Your account, export any time, open MCP access | Inside the Digits platform |
| Starting price | Free Plan + Pro at $20/mo, unlimited users | Paid subscription from the entry tier up |
| Catch-up / cleanup | AI cleanup mode included — backfills a stalled year in an afternoon | Not a dedicated cleanup workflow |
| Bank connections | 11,000+ US banks via Plaid + AI statement upload | Bank & system connections for reporting |
| Tax filing | US 1099 + 50-state sales tax, India GST, UK VAT, AU BAS | US-centric, reporting-focused |
| AR / AP / invoicing | Full invoicing, bills, and payments from the ledger | Reporting-first; limited transactional workflows |
| Accountant access | Built-in reviewer mode + CPA practice dashboard | Share reports with your accountant |
| Open AI integration | MCP server — works in Claude, ChatGPT, any MCP client | Closed platform |
Digits shows you beautiful charts, but you still need somewhere to run invoicing, bills, and tax. HelloBooks is the full back office — the AI does the bookkeeping and the same ledger drives your invoices, payments, and returns.
Digits is US-centric. If you file GST in India, VAT in the UK, or BAS in Australia — or expect to — HelloBooks generates all of it from one ledger, so you are not bolting a second system on for tax.
Digits charges a subscription from its entry tier. HelloBooks includes AI bookkeeping on a permanent Free Plan and a $20/mo founding Pro price — so a freelancer or solo LLC gets the AI agent at $0.
HelloBooks puts the ledger in your account with export any time and open MCP access, so your financials are yours — queryable from Claude, ChatGPT, or any MCP-aware client, not locked to one reporting platform.
Migrating with a messy or stalled history? The AI cleanup mode backfills categorization, matches transfers, surfaces duplicates, and reopens the books in an afternoon — a workflow a reporting layer does not give you.
Moving from a reporting layer to a full ledger is simpler than it sounds — you bring your data in, the AI backfills anything open, and you own everything from there. Current HelloBooks plans are on the pricing page.
Step 1
Sign up free
Create your HelloBooks account at no cost — the Free Plan includes 2,500 AI credits to get started and full reporting, no credit card.
Step 2
Import your Digits data
Bring in your Digits export / CSV — chart of accounts, historical transactions, and balances flow into your new ledger.
Step 3
Connect your bank
Link your bank via Plaid for live feeds across 11,000+ US banks. AI statement upload covers anything Plaid misses so nothing is lost in the switch.
Step 4
Run AI cleanup
Reporting layers can hide a messy underlying ledger. Point the AI at any uncategorized period — it backfills categorization, matches transfers, and surfaces duplicates.
Step 5
Own it going forward
The AI runs daily from here — categorize, reconcile, close — and the same ledger drives invoicing and tax. Add your CPA in reviewer mode for oversight.
Free Plan with 2,500 AI credits to get started, full reporting, and bank connection. No credit card. Import your Digits data and let the AI keep the books current — then run the full back office, invoicing to tax, from one ledger you own.