Best Free Accounting Software in Canada | HelloBooks How to choose the best free accounting software in Canada: GST/HST handling, invoice limits, users, bank connections and CAD pricing. Fair, dated comparison.
How to choose the best free accounting software in Canada: GST/HST handling, invoice limits, users, bank connections and CAD pricing. Fair, dated comparison.
The right free plan depends on what you need to do each month. Here is what to check, with the prices we have recorded and dated, and where HelloBooks fits.
Free Plan with unlimited invoices, bills & quotes — no credit card.
Vendors change free plans often, so check each vendor’s own pricing page on the day you decide.
QuickBooks Online Canada: no free plan; EasyStart was C$24/mo when we recorded it on 7 September 2026 (QuickBooks Online Canada public pricing page (quickbooks.intuit.com/ca/pricing)).
Wave, FreshBooks, Xero, Sage and Zoho Books: we have not recorded dated Canadian prices for these, so we do not quote them. Check each vendor’s website.
HelloBooks: Free is C$0 with unlimited invoices, bills and quotes, unlimited email reminders and 2 users; Pro is C$22.99/month. All prices in Canadian dollars (CAD).
The Free Plan is C$0 with no credit card and no expiry. Your ledger never locks.
Bank connections: Canada is a Plaid-supported market with connections rolling out by region, and Free includes 1 live bank feed where your bank is supported. Statement upload (PDF/CSV) with AI parsing works today everywhere.
Free AI credits are included to get started. When they run out, upgrade to get more AI credits (paid plans can also top up with a credit pack), and the books keep working either way.
Pro is C$22.99/month or C$229/year and Business is C$91.99/month. All prices in Canadian dollars (CAD).
“AI categorizes every transaction automatically and learns from your corrections, so a small team keeps clean books without spending evenings on manual data entry.”
“For a practice managing dozens of client books, automated reconciliation turns a full day of matching into a background task — review the AI matches, approve, and move on.”
“Snap a receipt on your phone and the AI reads, categorizes, and files it — bookkeeping stays current even for people who would rather not think about numbers.”
Illustrative scenarios describing what the product does for each business type — not attributed customer reviews.
Free Plan with full access to the AI accountant — no credit card, no time limit.