HelloBooks.ai USA - AI-Agent Bookkeeping Software The Best AI-Agent Bookkeeping Software with all accounting features like categorization, sub-categorization, clean-up, and much more.
Banking & NBFC bookkeeping software for loan portfolio, risk, treasury and compliance
Banking & NBFC BookkeepingThat speaks RBI language.
Connect your core lending workflows—loan origination, portfolio dashboards, DPD aging and top exposures— directly into real‑time books of account. Built for NBFCs, banks and digital lenders running on tight MIS and regulatory timelines.
- Portfolio KPIs: AUM, disbursements, GNPA/NNPA, yield and product mix at a glance.
- DPD buckets from current to NPA with account counts and exposure in each band.
- Top borrower exposures with DPD and rating so risk, business and finance are aligned.
Live-style mockup · portfolio, DPD aging & exposures
Track every facility from sanction to closure.
Get a lifecycle view of every facility—sanction, disbursal, restructures, top‑ups and closure—along with operational checklists so documentation and covenants do not fall through the cracks.
- Facility register with stage, outstanding, rate, next EMI and current bucket.
- Ops checklist for disbursal, documentation, insurance, charge filing and covenants.
- Lifecycle snapshot for business and operations heads to see pipeline vs active vs closed.
Collections, IRAC & provisioning in one view.
See demand vs collected, efficiency by DPD bucket, and a live NPA register with IRAC class and provision percentages—so your risk team knows exactly where slippage and shortfalls sit.
- Bucket‑wise collection efficiency and GNPA/NNPA ratios surfaced on the dashboard.
- NPA register with OS, DPD, IRAC class, provision rate and action status for each account.
- Provisioning summary highlighting held vs required amounts and exception alerts.
Borrowings, ALM gaps & RBI returns under control.
Give ALCO and compliance teams a single lens across borrowing facilities, ALM gaps and regulatory returns. See utilisation, cost of funds, time‑bucket gaps and penalty risk in the same workspace.
- Borrowing facility register with lender, limit, drawn, rate, maturity and status.
- ALM grid with assets, liabilities and gap by time bucket for quick ALCO reviews.
- Regulatory returns calendar with owners, status and penalty‑risk badges.
Banking & NBFCs — Frequently Asked Questions
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