HelloBooks — The AI Accountant for New Zealand Small Business
The AI accountant for New Zealand SMBs. Month-end close, run by AI. AI categorisation, OCR bill capture, AI bank reconciliation, and AI-driven month-end close. NZ GST and IRD filing on the roadmap. Free Plan, no credit card.
HelloBooks is AI accounting software for New Zealand small businesses — an AI agent that runs categorisation, bill capture, bank reconciliation, and month-end close end-to-end against retained source evidence on every entry. NZ GST and IRD filing are on our build roadmap.
The AI agent keeps your books close-ready year-round — categorised, reconciled, and evidenced — so month-end is a review, not a scramble. Multi-currency support handles trans-Tasman trade and international contractor billing without a second app or a separate FX subscription. NZ-specific GST returns (IRD GST 101), provisional tax workings, and PAYE/IR348 employer schedules are on the roadmap.
The Free Plan unlocks the core accounting features for up to 2 users with 2,500 AI credits to get started, no credit card required. New Zealand bookkeepers and SMBs choose HelloBooks when they want the AI agent to actually run the close — categorise, reconcile, and keep books audit-ready against retained source evidence — not just present a dashboard of unreconciled balances.
The AI accountant for New Zealand SMBs.
Month-end close, run by AI.
AI categorisation, OCR bill capture, AI bank reconciliation, and AI-driven month-end close. NZ GST and IRD filing on the roadmap. Free Plan, no credit card.
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Business Overview
Demo CompanyTotal Income
NZ$100,724.00
NZD
Total Expenses
NZ$109,713.00
NZD
Cash Balance
NZ$51,290.00
NZD
Net Profit
-NZ$8,989.00
NZD
Top 10 Customers
By Revenue
Northcote PtNZ$5,899
Ponsonby Adv.NZ$5,445
Riverside MktNZ$4,719
Kiwi DeliveryNZ$2,178
RangioraNZ$1,452
Top 10 Expenses
By Amount
Cost of FoodNZ$8,009
Waikato DairyNZ$5,808
Otago CoffeeNZ$1,947
SoftwareNZ$980
Cash in and out
Net profit or loss
-NZ$8,989.00
Data from 31 May – 01 Jul 2026
Accounts Receivable
NZ$51,676.00
Invoices owed to you · NZ$39,186 overdue
Accounts Payable
NZ$139,808.00
Bills to pay · NZ$106,313 overdue
Recent invoice payments
INV-2025-006Viaduct Conv.NZ$2,541.00
INV-2025-002Ponsonby Adv.NZ$5,445.00
Step 1 of 23
Check Your Numbers
Start here every day. These cards show your total income, expenses, cash balance, and net profit — all updated in real time. If something looks off, click into the card to drill down.
You stay in control
Powerful AI. You approve every move.
HelloBooks does the heavy lifting, but it never files or posts behind your back. The AI proposes; you and your accountant dispose — with a full audit trail and an undo on everything.
AI drafts, you approve
HelloBooks reads bills, categorises transactions and matches your bank feed — then hands you the result. Nothing posts to your ledger until you (or your accountant) confirm it.
Every action is on the record
A full audit trail logs what the AI suggested, what actually changed, who approved it and when — so month-end and any review start from a clean, defensible history.
Always reversible
Edit or unwind any AI-assisted entry, match or categorisation. Nothing is a one-way door, so an automation can never quietly corrupt your books.
Your accountant stays in the loop
Invite your CA or bookkeeper with reviewer or read-only access. Bills route through approval before payment, and returns wait for a human sign-off before they are filed.
Why HelloBooks in New Zealand
Why New Zealand businesses choose HelloBooks
Six reasons New Zealand small businesses try HelloBooks alongside Xero and MYOB — with the GST position stated plainly rather than implied.
Month-end close, run by AI
Transactions are categorised at 95%+ accuracy, bills captured by OCR, the ledger reconciled and the closing entries drafted — then the whole month is handed to you to approve. HelloBooks is AI-first, not an assistant bolted onto an older ledger.
NZ GST and IRD filing on the roadmap — stated up front
HelloBooks runs your NZD books, invoicing, reconciliation and reporting today. New Zealand GST handling and IRD GST101A filing are on our roadmap, not in the product — we would rather you knew that before you migrated than after. Every other capability on this page is live now.
Statement upload with AI parsing, any NZ bank
Upload a PDF or CSV statement from ANZ, ASB, BNZ, Westpac or Kiwibank and the AI parses each line, categorises it and matches it to your invoices and bills. Reconciliation starts on day one rather than after a feed authorisation clears.
Unlimited users and NZD/AUD/USD books on one plan
Trans-Tasman trade means most NZ businesses run at least two currencies. Live-rate multi-currency and unlimited user seats come with every paid plan, where Xero and MYOB both price by tier and put multi-currency at the top of the range.
HelloTime posts payroll journals into HelloBooks
Rosters, leave and payroll run in HelloTime on the web, and the payroll journals are written into your HelloBooks ledger, so the two never need reconciling by hand. NZ statutory payroll filing is not part of this. The HelloTime Attend mobile app for shift workers ships Q3 2026.
Free Plan with no trial clock, Pro at NZD 32/mo
Free means free: core accounting, 2 users, 2,500 AI credits, no credit card and no trial countdown. Pro is a flat NZD 32/month with unlimited users and no per-seat fee.
Bank connections in New Zealand
Statement importDirect bank feeds via Plaid are live in 20 countries today (the US, UK, Canada and Europe). For New Zealand, the fastest way to get your bank data into HelloBooks is statement import — and it works with any bank:
1. Upload a statement
Export a PDF, CSV, or Excel statement from any bank in New Zealand and drop it into HelloBooks.
2. AI does the data entry
Every line is extracted, categorised, and matched to invoices or bills — in your local currency.
3. Review and reconcile
Confirm the AI's suggestions and reconcile the period. Nothing posts to your books without your say-so.
Multi-currency throughout, and your data stays private — HelloBooks never asks for your online-banking login. As open-banking coverage expands, direct connections will reach more markets over time.