# HelloBooks vs ZipBooks

> Last updated: 2026-05-16
> Canonical HTML: https://hellobooks.ai/compare/hellobooks-vs-zipbooks

ZipBooks is a small-business accounting tool with a generous free tier. HelloBooks competes on AI depth, multi-entity, India + US dual-geo, and a public MCP server.

## Side-by-side

| Feature | HelloBooks | ZipBooks |
|---------|-----------|----------|
| Free tier | Permanent, 154 features, 3 users | Free Starter |
| Paid tier | Pro $9.99/mo unlimited users | Smarter $15/mo, Sophisticated $35/mo |
| AI | Agentic AI, OCR, MCP | None (AI tagging only) |
| Multi-currency | Included | Higher plans only |
| Inventory | Full + 3-way matching | Basic |
| Multi-entity | Native | Per-account |
| Bank feeds | 11,000+ via Plaid | US bank feeds |
| Mobile | iOS + Android | iOS, limited Android |
| Practice management | Built-in | None |

## Key differences

**AI depth.** ZipBooks has basic AI tagging. HelloBooks ships agentic AI, bill OCR, and conversational analytics.

**Pricing.** HelloBooks Pro $9.99/mo is the cheapest paid option in the segment.

**Inventory and multi-entity.** ZipBooks is light here; HelloBooks ships both natively.

## Choose HelloBooks if you

- Want true AI automation.
- Need multi-entity consolidation.
- Need inventory + 3-way matching.
- Want practice management for a CPA workflow.

## Choose ZipBooks if you

- Are a solo or micro-business with simple invoicing needs.
- Already on the Smarter plan with no growth needs.

## Migration

CSV export from ZipBooks → import into HelloBooks.

Canonical HTML: https://hellobooks.ai/compare/hellobooks-vs-zipbooks